One Time Password: The way technology is progressing today. By the way, technology-based transactions and other data-related tasks have gone completely online.
There are advantages and disadvantages to having work processes and transactions online. Because there are thousands of dangers in the internet world.
A system has been adopted to protect against these threats on the Internet. The name of this system is One Time Password i.e. OTP.
The one-time password prevents us from unauthorized person login and transacting money in internet banking, e-commerce websites and email, Gmail, WordPress websites, etc.
What is a one-time password OTP?
Friends, in simple words, this is a very good and reliable security service. Which is provided to us by banks and all websites.
As I told you above nothing in the digital world is safe in online mode. Everyone wants to sit here and break your security.
Keeping this in mind, Time Password security has been adopted. In this system, a code is sent to the mobile number to identify the correct person.
This code sent to mobile is called OTP.
When is the one-time password sent?
Your OTP Number Case Gene: We are then sent a one-time password. When we are using internet banking or transferring money from our debit-credit card to someone.
In such a situation, a few-digit code is sent by the bank to your registered mobile number. After seeing which you have to fill the options already available on the transaction site.
You cannot complete your transaction without entering this code. With this code, the bank identifies the person who is currently conducting the transaction. Is he right or not?
Apart from this, Facebook, Twitter, and Google also adopt the method of sending OTP for fear of disruption of their services.
Advantages of OTP
- OTP system protects us from online fraud.
- Also, all our net banking and bank account details and transactions are completely secure.
- Our Google account, Facebook account, and our websites are protected by OTP.
- Once used, a one-time password is completely useless. Due to which no other person can use it again.
- OTP is sent only to a registered mobile number or email id provided by you. So that it doesn’t go to someone else by mistake.
Is the OTP system completely secure?
By the way, this system is considered safe. But it is not completely safe. If you share your OTP code with another person. So he can misuse it.
Also if you use a smartphone and have downloaded any dangerous app on your phone. So cunning hackers hack your smartphone through their app. This type of app can read every SMS that comes to your mobile.
Phone hacking allows hackers to read and see every single activity of your smartphone. In such a situation smartphone users need to be careful.
Who uses OTP?
OTP is used for Net Banking, Debit Credit Cards by Banks, Internet Banking Services, Flipkart, Amazon, Digital Wallet, Payments Bank, and World’s Largest Online Service Provider Websites.
And force your customers to follow this service as well.
What is the role of OTP in 2-step verification?
What is OTP authentication: Nowadays, all major websites ask their users to adopt a two-step verification process.
In this process users using online services are asked to register their mobile numbers.
Once the mobile number is registered, whenever the service provider feels something is wrong. So she sends a code to your mobile before logging in.
Only after entering this one-time password correctly, you will be able to log in to your account.
Is the OTP system completely secure?
By the way, this system is considered safe. But it is not completely safe. If you share your OTP code with another person. So he can misuse it.
Also if you use a smartphone and have downloaded any dangerous app on your phone. So cunning hackers hack your smartphone through their app. This type of app can read every SMS that comes to your mobile.
Phone hacking allows hackers to read and see every single activity of your smartphone. In such a situation smartphone users need to be careful.
How long is OTP valid?
A one-time password is usually in effect for a maximum of 5 minutes. Becomes worthless with time. And after being useless, it is useless to use.
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