10 Best Loan Apps in India 2023

Many people have money problems at one point or another. Due to this, they have to spread their hands in front of others. But in such situations, some people help and some raise their hands. But this is the age of technology and that is why everything is possible these days. So we give you something. Loan apps We are going to tell you about one that can help you sit at home in no time. Online Loans can get

So let’s find out friends, these best Top Loan Apps About who can solve your money problem.

Top Personal Loan Apps 2023

by the way Loan apps, are available on all platforms like Android and Ios. But you guys Top Personal Loan Apps are mainly for the Android platform.

1. Branch Personal Loan App

It is best to use on the play store. Top Loan Apps I am included. This is a type of personal loan app in which you can take a loan from Rs 750 to Rs 50000 instantly. Whatever loan you take from here, you have to pay interest ranging from 2 to 30 percent depending on the amount.

You get 62 days to 6 months to repay this loan. Although this app is completely free, you will have to pay some processing fees as per the loan amount. This app has been downloaded by more than 10 million people on Play Store. This is an Indian personal loan where you can get a loan for the following.

  • Travel Loans
  • Student loans
  • Marriage Debts
  • Education Loans
  • Home Renovation Loans
  • Shopping loans
  • Medical Loan
  • Vehicle Loans for 2/4 Wheeler

2. mPokket: Instant Loan App

Which we are now making special for you. Loan app For Android This is especially the case for students and employed people, whose paychecks are so low that they end up early. After that, they have to ask friends or family for money. M-Pocket App But you can take an instant loan of Rs 500 to Rs 30,000 in your bank account. Here you have to pay 0 to 4 percent monthly interest on the loan.

You get 61 to 120 days to repay this loan. If you don’t repay the loan within the stipulated period, there will be some penalty to pay. mPoked But you need to have Aadhaar Card, PAN Card, or Voter ID to avail loan.

This app is also used by more than 10 million people with an excellent rating of 4.4 on the Play Store.

Documents required

  • PAN Card KYC
  • Student collage identity
  • Last 3 months’ bank statement
  • Aadhaar Card, Voter ID, etc.

3. SmartCoin – Personal Loans App

If you want a quick loan for your home renovation, medical, or any other work, this app fulfills all these gaps. Here you can get an instant loan of up to one lakh rupees. However, here you have to pay interest at a rate of 36 percent as compared to other apps. You get 62 to 120 days to repay the loan and you can repay the loan through simple EMIs.

It is an Indian loan app registered with RBI. Apart from home renovation and medical, you also get loans for personal use, shopping, education, and travel on this app. Smart Coin App It is mandatory to provide a PAN card, Aadhaar card, and bank account details for availing loan.


  • Salaried or self-employed persons
  • No minimum salary requirement.
  • You must be a resident of India.

4. Credit B: Quick Flexi Loans

If you are looking for top online loan apps then this app is going to be special for you. If you need money urgently, here you can get money into your bank account in just 10 minutes. Loans on this app are available through a completely online process that you can avail of at any time anywhere.

Here you can get a loan of Rs 1000 to Rs 3,00,000 Lakh at the minimum transaction and simple EMI. You are given 62 days to 24 months to repay the loan. On the KreditBee app, you can borrow to buy and purchase goods online. If you take a loan of more than 10,000, it is mandatory to provide proof of salary and proof of address along with a PAN card.

Eligibility for loan

  • Above 21 years of age
  • Indian National
  • Monthly income
  • PAN Card and Address Proof

5. Navi: Debt and Health Insurance

This Top Indian Loan Apps It is included because it has created a distinct identity by providing the best facilities to the public in a very short period. Mainly personal and home loans are given here and the special thing is that you can borrow up to 20 lakh rupees from this app.

However, while this app is providing many facilities to people, it also has some drawbacks. Yes, this app provides loans only to people living in Mumbai, Bangalore, Delhi Hyderabad, Chennai, Mysore, and Pune in India. Apart from taking a loan, you can also take health insurance here, which can be paid through simple EMIs. Along with these, you can also invest well in mutual funds.

If you take a loan on the Navi app, you’ll pay interest rates ranging from 9.99 to 45 percent, depending on the loan amount and timing. You are given a period of 3 to 72 months to repay the loan through EMI.

6. Cash Personal Loan App

Instant personal loan Cash Bean is considered one of the best apps with more than 5 million users on the play store. This Loan app is Especially for those who get paid every month in some job or profession. They can take an instant loan of Rs 1000 to Rs 4,00,000 Lakh through this app.

It is a simple hassle-free app that is also very easy to use. In this, you can take a loan multiple times after getting approval once. Along with taking a loan for any important work, you can also take a loan for purchases and repay it later through EMIs. It has been given a very good rating of 4.2 on the Google Play Store.


  • Minimum Monthly Salary: 12000/-
  • Above 21 years
  • PAN Card and Identity Proof
  • 3 months bank statement
  • Selfie

7. A cash-online credit

Guys, this is you on the internet. Online Loan Apps If you are searching, then we have brought you a Cash–Credit Online App. With this online loan app, you can get money directly from your mobile to the bank in no time. Here you can take a loan from 2 thousand to 2 lakh rupees for 3 to 24 months.

For this, you have to pay 18 to 30 percent interest on your loan. For a loan, you just need to install this app on your mobile and create an ID by logging in. After that, your desired loan is instantly credited to your bank account. Within a few months of its release, the app has been downloaded by more than 1 lakh people. This is a completely free online loan app that you can repay through EMI.


  • Above 18 years
  • The maximum age limit for the loan is 56 years.
  • Indian citizens
  • The monthly salary should not be less than 15000 rupees.
  • PAN Card
  • Identity proof
  • mobile number

8. Mobi Pocket

It is an emerging online loan provider app that was released in May 2022. It provides loans to needy people at minimum interest. An instant loan from Rs 5 thousand to Rs 60 thousand can be availed on the Mobi Pocket Loan app.

You are given 3 to 12 months to repay this loan. It charges a processing fee of 2 to 8 percent on this loan along with other loans. Loan apps Instead, only 5 to 22 percent interest is charged.

To borrow money from Mobipocket, download the app from the Play Store, after which you will need to provide your personal and bank account information. After that, you can borrow from here whenever you want.

Loan requirements

  • Indian resident is above 21 years of age.
  • Aadhaar and PAN Card
  • Bank account
  • Proof of monthly income

9. Home Credit- Personal Loan

This is a personal loan app developed by Home Credit India Finance Private Limited Company specially designed to keep Indian people in mind. On this loan app, you can get an online loan from 5 thousand to 5 lakh rupees. The interest rates on the loans available here change frequently.

Home Credit App offers loan repayment tenures ranging from 3 to 51 months, in which you can pay in easy installments. As for the processing fee, it has to be paid from 2 to 5 percent. The home Credit app currently has more than 10 million users who use it to get loans.


  • Only Indian people
  • Age limit 19-68 years
  • PAN Card and Identity Proof
  • Active bank account

10. MoneyView: Personal Loan App

you and me Quick Personal Loans App There is talk of a great app for Mini view, which has overtaken a good app in terms of ratings and downloads. On this app, you can take a loan from 10 thousand to 5 lakh rupees in a few minutes.

Any loan you take here carries an interest rate of 16 to 39 percent per annum, which can then be repaid over time. The loan can be repaid in easy installments of 3 months to 5 years. The entire loan process on this app is online (less paper). To get a loan from here you first need to download the app, then provide some general information, KYC along with bank account information.

The app is available in 8 languages ​​across India with over 5000 locations. The app has over 10 million users with a rating of 4.6.


  • Minimum CIBIL score 600
  • Age limit 21-57 years
  • Active bank account

So guys, if you liked this article of ours. Best 10 Personal Loan Apps in India 2023 If you like it, you can tell us by commenting. Keep reading our website for new technology-based mobile apps, travel, entertainment, and inspiration.

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