Cryptocurrency is no longer just for traders seeking immediate returns. To an increasingly large group of users around the world, including those in Pakistan, it is now a potent method of generating passive income – you earn rewards simply by holding or staking your crypto assets. As the platforms are currently offering high interest, staking rewards, and customizable earning-generation tools, there is a lower obstacle to entry into the market than ever before.
In this guide, we will discuss the top crypto platforms that allow one to earn crypto passively in Pakistan in 2025, why they are the best platforms to use, and a step-by-step guide to getting started safely.
What Is Passive Income in Crypto?
Passive income in crypto is to earn some rewards or interests with the absence of continuous trading. It entails using your crypto on the side, be it staking your coins or lending them or by using DeFi protocols.
Most popular passive income methods include:
- Staking: Locking up your crypto to help secure a blockchain in exchange for rewards (like interest)
- Lending: Loaning your assets to others through centralized or decentralized platforms
- Yield Farming: Providing liquidity to earn returns in DeFi pools
- Dual Investments: Earning a fixed return with exposure to two assets depending on market movement
- Referral/Affiliate Programs: Earning commission by inviting new users
Key Factors for Pakistani Crypto Investors
Before jumping in, consider these local factors when choosing a platform:
- Regulation: Crypto is in a grey zone in Pakistan. While it isn’t banned, it’s not fully legal either. Stick to reputable, internationally compliant platforms.
- PKR Conversion: Look for exchanges offering P2P (peer-to-peer) or local currency support.
- Mobile Access: Most Pakistanis access platforms through mobile. Choose exchanges with reliable apps.
- Security: High APY doesn’t mean much if the platform can’t protect your funds.
- Halal Income?: For those concerned about Sharia compliance, staking and lending should be examined carefully.
Top Crypto Platforms to Earn Passive Income in Pakistan
Here are the best crypto platforms based on accessibility, yield potential, features, and safety:
MEXC – Best All-in-One Platform for Earning
MEXC has rapidly become one of the most powerful global exchanges for both active and passive crypto users. With more than 36 million users across 170 countries, it has earned a 13 percent global market share in spot trading and over 11 percent in futures. Traders can easily track the live BTC price and other major cryptocurrencies directly on the platform.
For passive earners, MEXC offers some of the most attractive returns on the market. Users can earn up to 70 percent annual percentage yield through staking, particularly when using the MX token. The platform also provides leveraged ETFs, dual investment products, and savings options for stablecoins.
What sets MEXC apart in the Pakistani context is its low fees and robust infrastructure. Spot trading fees are zero for maker orders and only 0.05 percent for taker orders. On the futures side, fees are even lower. This cost efficiency, combined with massive liquidity, especially in major pairs like BTC/USDT, and slippage below 0.12 percent on large orders, makes it especially appealing for value-conscious investors.
MEXC also runs one of the most rewarding referral programs. Users can earn up to 70 percent of their invitees’ trading fees as commission. The program includes tiered rewards, performance bonuses, and analytics tools to monitor your network. It’s an excellent option for influencers, educators, or community managers looking to earn passive income from their audience.
For users in Pakistan, MEXC’s mobile interface, multilingual support including Urdu, and early access to trending tokens such as meme coins and AI tokens further enhance its relevance. The exchange also lists emerging projects like PI price (Pi Network), allowing local traders to access new opportunities before they gain traction on other platforms.
Binance – Best for P2P Access and Lending Tools
Binance remains one of the most widely used exchanges globally and is especially popular in Pakistan due to its robust peer-to-peer marketplace. Through P2P, users can convert PKR into crypto using local payment methods such as bank transfers, JazzCash, or Easypaisa.
Binance offers multiple passive income tools. These include staking on major and emerging assets, fixed and flexible lending options, and dual investment products that allow users to earn high yields by predicting price trends. The BNB Vault feature combines multiple passive income products into a single portfolio.
The platform’s reputation, high liquidity, and consistent product updates make it a reliable choice. Binance also supports Urdu in its app interface and offers extensive tutorials and beginner-friendly features, making it one of the most accessible platforms for new users in Pakistan.
KuCoin – Best for Token Variety and Soft Staking
KuCoin is ideal for those who want passive income without locking up their assets. Its soft staking feature pays daily rewards while allowing users to maintain liquidity, meaning you can earn income without committing your assets long-term.
Through KuCoin Earn, users can choose between fixed and flexible savings, staking pools, and new asset promotions. The platform also runs a token launchpad and supports a large number of meme coins, AI tokens, and trending assets.
While KuCoin does not currently offer P2P PKR support, it allows users in Pakistan to trade and earn without requiring full identity verification. This lower barrier to entry, combined with a wide asset selection, makes KuCoin a smart option for experienced users who want flexibility.
OKX – Best User Interface for Passive Income Tracking
OKX stands out for its “Earn” dashboard, which allows users to monitor and manage all their passive income streams in one place. From flexible savings to staking and structured products, the dashboard is intuitive, data-rich, and perfect for users who want to optimize their portfolios.
The platform supports dual investment tools, regular savings plans, and a variety of lock-up staking programs. Users can also access DeFi services through OKX Wallet for more advanced yield strategies.
OKX supports P2P trading and works well for Pakistani users looking to combine user-friendly tools with serious earning potential.
Crypto.com – Best for Stablecoin Lending
Crypto.com is a platform built for passive income strategies around stablecoins. It offers high returns for those willing to lock in their assets for fixed periods, and even higher rewards for users who stake CRO, the platform’s native token.
Through Crypto Earn, users can get up to 14.5 percent APY on selected coins. Supercharger, another feature, allows users to stake and earn trending tokens. While Crypto.com does not currently support direct PKR deposits, it is accessible via global stablecoins like USDT and USDC.
The platform’s main limitation is that its Visa card, which is a key part of its rewards system, is not available in Pakistan. However, the mobile app remains one of the best in the industry, making it a useful secondary platform.
Final Thoughts
For users in Pakistan, 2025 is shaping up to be a turning point in crypto adoption—not just for trading, but for building lasting income streams. Whether you’re just starting or looking to diversify your crypto strategy, platforms like MEXC, Binance, KuCoin, and OKX offer world-class tools with high yields, strong security, and growing support for local users.
MEXC stands out with its combination of staking rewards, referral incentives, and token diversity. Binance provides unmatched accessibility through its P2P network, while KuCoin and OKX offer flexibility and transparency.
Crypto passive income is no longer a niche concept. For Pakistani users ready to take a step into the future of finance, these platforms provide the foundation for long-term earning potential—without the need to trade constantly or take excessive risks.
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