Advanced Islamic Finance Tool

Advanced Zakat Calculator

Calculate your Zakat accurately by entering your assets, investments, receivables, and liabilities. The calculator automatically determines your net wealth and Zakat payable with a clean, step by step experience.

Progress 0%

Cash & Savings

Enter all liquid cash and savings available to you.

Rs.
Cash currently available with you.
Rs.
Cash stored at home.
Rs.
Total balance in all bank accounts.
Rs.
Personal savings available for Zakat.
Rs.
Available EasyPaisa wallet balance.
Rs.
Available JazzCash wallet balance.
Rs.
Total value after converting foreign currency to PKR.
Rs.
Any additional cash not listed above.

Cash & Savings Total

This amount updates automatically while you enter values.

Total Rs. 0

Gold & Silver

Enter the current market value of all gold and silver that is zakatable. If you’re unsure, calculate the value first and enter the total amount in Pakistani Rupees.

Rs.
Total value of all zakatable gold.
Rs.
Total value of all zakatable silver.
Rs.
Enter the market value of gold jewellery if applicable.
Rs.
Enter the market value of silver jewellery.
Rs.
Total value of gold coins and bars.
Rs.
Total value of silver coins and bars.

Reminder

Use the current market value of your gold and silver instead of the purchase price. This provides a more accurate Zakat calculation.

Gold & Silver Total

Updates automatically while entering values.

Total Rs. 0

Business Assets

Include the current value of business assets that are subject to Zakat. Enter market values, not purchase prices.

Rs.
Cash available in your business.
Rs.
Saleable goods at current market value.
Rs.
Money customers owe your business.
Rs.
Funds available in business bank accounts.
Rs.
Raw materials intended for production or sale.
Rs.
Completed products ready for sale.
Rs.
Short term business investments.
Rs.
Any other zakatable business assets.

Business Assets Total

Total updates automatically while entering values.

Total Rs. 0

Investments

Enter the current market value of investments that are subject to Zakat. Include only the zakatable portion where applicable.

Rs.
Current market value of stocks and shares.
Rs.
Current value of mutual fund investments.
Rs.
Exchange traded fund investments.
Rs.
Value of eligible savings certificates.
Rs.
Enter only the zakatable amount if applicable.
Rs.
Current market value of Bitcoin holdings.
Rs.
Ethereum, BNB, Solana, USDT and other crypto assets.
Rs.
Any additional investments not listed above.

Investments Total

Updates automatically while entering values.

Total Rs. 0

Money Receivable

Enter money that is owed to you and is reasonably expected to be recovered. Do not include doubtful or permanently unrecoverable debts.

Rs.
Money you have lent to family or friends.
Rs.
Payments expected from customers.
Rs.
Salary that has been earned but not yet received.
Rs.
Outstanding rental payments expected to be received.
Rs.
Declared profit or dividends awaiting payment.
Rs.
Deposits that will be refunded to you.
Rs.
Any other recoverable amount.

Receivables Total

This total updates automatically as you enter values.

Total Rs. 0

Important

Include only amounts that you reasonably expect to recover. Long overdue or doubtful debts should generally not be included until they are actually received.

Liabilities & Outstanding Debts

Enter only those debts and financial obligations that are due or payable. These amounts will be deducted from your total zakatable assets before calculating your final Zakat.

Rs.
Outstanding personal loans that are currently payable.
Rs.
Business financing that is currently due.
Rs.
Outstanding credit card amount.
Rs.
Electricity, gas, water or internet bills due.
Rs.
Unpaid rent payable.
Rs.
Taxes currently payable.
Rs.
Unpaid employee salaries or wages.
Rs.
Outstanding supplier invoices.
Rs.
Any other eligible liabilities.

Total Liabilities

This amount will automatically be deducted from your assets.

Total Rs. 0

Reminder

Only include debts that are genuinely payable. Long term future installments that are not yet due should generally not be entered.

Your Zakat Calculation

Review your complete financial summary below. The calculator automatically determines your net zakatable wealth and calculates your Zakat at 2.5%.

Estimated Zakat

Rs. 0

Based on the information entered above.

Total Assets Rs. 0
Total Liabilities Rs. 0
Net Wealth Rs. 0
Zakat (2.5%) Rs. 0
Total Cash & Savings Rs. 0
Gold & Silver Rs. 0
Business Assets Rs. 0
Investments Rs. 0
Receivables Rs. 0
Total Assets Rs. 0
Total Liabilities Rs. 0
Net Wealth Rs. 0
Zakat Payable (2.5%) Rs. 0

Calculation Complete

Your final Zakat amount has been calculated using the information you entered.

Disclaimer

This calculator provides an estimate based on the values you enter. Zakat rulings may vary depending on your personal circumstances and scholarly opinion. Consult a qualified Islamic scholar if you require guidance for complex financial situations.

Calculating…

Action completed successfully.

Reset Calculator

Are you sure you want to clear all entered values?

Our Zakat Calculator helps you estimate how much Zakat you may need to pay. You can enter your cash, savings, gold, silver, business assets, investments and money that others owe you.

The calculator also lets you add your current debts and payments that you need to make. It then shows your total assets, liabilities, net wealth and estimated Zakat amount.

How to Use the Zakat Calculator

First, enter your cash and savings. This can include cash at home, bank balance, savings, EasyPaisa, JazzCash and foreign currency converted into Pakistani Rupees.

Next, enter the current value of your gold and silver. You can also add gold or silver jewellery, coins and bars. Use the current market value instead of the price you paid for them.

If you have a business, add your business cash, stock, money owed by customers, bank balance and other relevant business assets.

You can also add your investments, such as stocks, mutual funds, ETFs, savings certificates and cryptocurrency.

If someone owes you money and you expect to receive it, you can add it in the receivables section. This includes personal loans, customer payments, pending salary and other amounts you expect to receive.

Finally, enter your payable debts and bills, such as loans, credit card payments, rent, taxes, salaries and supplier payments.

After entering all the information, the calculator shows your net wealth and estimated Zakat at 2.5%.

Frequently Asked Questions

What is a Zakat Calculator?

It is an online tool that helps you estimate your Zakat by using the value of your assets and eligible debts.

How much Zakat does the calculator use?

The calculator uses a 2.5% rate to calculate the estimated Zakat amount.

What can I include in the calculator?

You can enter cash, savings, bank balances, gold, silver, business assets, investments and money that you expect to receive.

Can I add gold jewellery?

Yes. You can enter the value of gold jewellery separately in the calculator.

Can I include my debts?

Yes. You can enter eligible debts and payments that are currently due. The calculator deducts these amounts from your assets.

Can I calculate Zakat on cryptocurrency?

Yes. The calculator has separate fields for Bitcoin and other cryptocurrencies.

Does the calculator calculate Zakat automatically?

Yes. The totals update as you enter your information, and the final page shows your estimated Zakat amount.

Can I download my result?

Yes. You can print the result, download it as a PDF or copy the calculation.

Is the result a final Zakat ruling?

No. The calculator gives an estimate based on the information you enter. Zakat rules can vary depending on your situation, so you should ask a qualified Islamic scholar if you have a complicated case.

Join Now